Who Can Apply
- Open to all employees within the Financial Sector irrespective of rank.
- Good Credit Rating - No CCRIS or CTOS problem.
Conditions
- No Guarantor Required !.
- *Permanent Employees (Min Salary RM 2,000 per month).
- *Contract Employees (Min Salary RM 8,000 per month).
- *Min Loan RM 5,000.
- *Max Loan RM 150,000.
- *Min Tenure 1 year.
- *Max Tenure 10 years.
- *All deductions shall be thru Salary Deduction.
Eligibility
| Gross Month Salary (RM) |
Maximum Loan Financing (RM) |
| 2,000 - 4,000 |
15 times the gross monthly income |
| 4,001 - 6,000 |
20 times the gross monthly income |
| Above 6,000 |
25 times the gross monthly income |
- Total deduction shall not exceed 50% of Basic Salary (irrespective with or without Housing Loan).
- Administartion fees of RM 21.20 shall be charged monthly on all borrowers. The administration fees will be submit into the instalment amount before the consent for salary deduction is sent to the borrower's employer.
Incentives
- *Introduction Fees: Any person who introducers a successful applicant shall be paid RM 50-00 on disbursement of loan.
All payments to Koperasi Pekerja Pekerja Bank Malaysia Berhad shall be thru salary deduction.
The following are the documents required to be duly completed and forwarded to us.
Use the Check-list. It will guide you thru.
"Banker's Cheque for RM127-20 made payable to Koperasi Pekerja Pekerja Bank Malaysia Berhad"
(Note: Click to view and download the pdf. Must have adobe reader to view the pdf.)
